Prize Bonds in Pakistan should be purchased through official channels such as National Savings Centers, SBP Banking Services Corporation offices and designated commercial bank branches. The exact place and procedure depend on whether you are buying an ordinary bearer Prize Bond or a registered Premium Prize Bond.
The government currently offers ordinary Prize Bonds in Rs.100, Rs.200, Rs.750 and Rs.1,500 denominations. Registered Premium Prize Bonds are available in Rs.25,000 and Rs.40,000 denominations.
This guide explains where and how to buy Prize Bonds, what to take with you, how Premium Prize Bonds differ, whether Prize Bonds can be purchased online and what to check before paying.
For ordinary Rs.100, Rs.200, Rs.750 and Rs.1,500 Prize Bonds, you can use National Savings Centers, SBP BSC field offices and designated commercial bank branches. A valid CNIC copy and the prescribed purchase form may be required.
Rs.25,000 and Rs.40,000 Premium Prize Bonds are registered in the investor’s name and can be purchased through SBP BSC offices and authorized commercial bank branches. Premium bonds require additional identification and bank-account information.
National Savings currently describes Digital Prize Bonds as a future initiative, so buyers should not assume ordinary Prize Bonds can presently be bought online through an official digital Prize Bond service.
Where Can You Buy Prize Bonds in Pakistan?
There are three main official channels for ordinary National Prize Bonds.
| Purchase location | Ordinary Prize Bonds | Premium Prize Bonds |
|---|---|---|
| National Savings Centers | Yes | Not listed by National Savings as a current Premium purchase channel |
| SBP BSC offices | Yes | Yes |
| Designated/authorized commercial bank branches | Yes | Yes, through authorized branches |
National Savings states that Prize Bonds can be purchased and encashed through SBP BSC field offices, National Savings Centers and designated commercial bank branches.
For Premium Prize Bonds, National Savings specifically lists SBP BSC offices and authorized commercial bank branches. SBP also continues to regulate Premium Prize Bond issuance through commercial banks, including updated instructions issued on August 6, 2026.
Do not assume that every branch of every commercial bank handles Prize Bonds. If you intend to use a bank, confirm that the branch is currently authorized to deal in the type of bond you want.
Which Prize Bonds Can You Buy?
As of September 2026, the active denominations listed by National Savings are:
| Type | Current denomination |
|---|---|
| Ordinary bearer Prize Bond | Rs.100 |
| Ordinary bearer Prize Bond | Rs.200 |
| Ordinary bearer Prize Bond | Rs.750 |
| Ordinary bearer Prize Bond | Rs.1,500 |
| Premium Prize Bond Registered | Rs.25,000 |
| Premium Prize Bond Registered | Rs.40,000 |
These categories should not be mixed up. The current Rs.25,000 and Rs.40,000 bonds are registered Premium Prize Bonds. They are different from the old bearer Rs.25,000 and Rs.40,000 Prize Bonds that were withdrawn.
You can see the full distinction between active and historical denominations on the PrizeBondList.pk /prize-bond-denominations/ page.
How to Buy an Ordinary Prize Bond
The purchase process for an ordinary Rs.100, Rs.200, Rs.750 or Rs.1,500 Prize Bond is relatively simple.
Go to an SBP BSC office, National Savings Center or designated commercial bank branch that deals in Prize Bonds.
Ask for the National Prize Bonds application form and select the purchase option. The current SBP form asks for the buyer’s name, CNIC, mobile number, denomination, number of bonds required and total value. A copy of a valid CNIC is listed among the required documents.
The SBP purchase form provides for payment by cash or through cheque, pay order or demand draft.
Once the transaction is processed, check the bonds you receive before leaving the counter. Keep the original bonds secure because ordinary National Prize Bonds are bearer instruments.
Can You Choose Your Own Prize Bond Number?
Do not assume that you can ask an official counter for a particular lucky number or series.
SBP’s Prize Bond FAQs state that Prize Bond numbers are not sold to customers according to numbers of their own choice.
This is also why claims about special, VIP or guaranteed winning numbers should be treated carefully. National Savings states that there is no method that ensures a purchased Prize Bond will win.
What Is the Shut Period?
The shut period matters when deciding when to buy an ordinary Prize Bond.
National Savings defines it as the 60 days before the draw of a particular denomination, during which official organizations stop selling that denomination. National Savings also states that a Prize Bond must have been issued at least 60 days before the relevant draw to qualify for a prize.
In simple terms, buying immediately before a draw through the normal official channel is not how the scheme works.
Check the /draw-schedule/ before planning a purchase if participation in an upcoming draw is important to you.
How to Buy Rs.25,000 or Rs.40,000 Premium Prize Bonds
Premium Prize Bonds use a different system because they are registered in the investor’s name.
National Savings currently lists two Premium denominations:
Rs.25,000 Premium Prize Bond Registered
Rs.40,000 Premium Prize Bond Registered
They can be purchased through SBP BSC offices and authorized commercial bank branches using cash, cheque, pay order or bank draft.
Documents for Buying Premium Prize Bonds
National Savings currently lists the following information and documents for a Premium Prize Bond sale application:
- Copy of CNIC
- Account Maintenance Certificate showing details such as account title, IBAN, account status, bank and branch
- Tax certificate in the case of a filer
- Nominee CNIC details
SBP’s Premium Prize Bond material also confirms that maintaining a qualifying bank account in the applicant’s own name is part of the Premium Prize Bond process. Premium prize money and profit are credited directly to the investor’s registered bank account.
Because documentation requirements can be revised, check the current SBP or National Savings form before making a special trip to buy a large Premium Prize Bond.
For the scheme itself, see /premium-prize-bonds/.
Ordinary vs Premium Prize Bonds When Buying
The biggest practical difference is ownership.
An ordinary Rs.100, Rs.200, Rs.750 or Rs.1,500 Prize Bond is a bearer instrument. Physical possession of the original bond is therefore extremely important.
A Premium Prize Bond is registered against the investor’s details. It is linked with formal identification and a registered bank account, and payments such as prize money are handled through that registered relationship.
Keep this difference in mind when storing bonds, transferring them or dealing with a lost instrument.
Can You Buy Prize Bonds Online?
As of September 7, 2026, National Savings does not present Digital Prize Bonds as an already launched purchasing service.
Its New Initiatives page says CDNS will offer Digital Prize Bonds in the future, with prize money intended to be credited directly to customers’ accounts.
National Savings already offers several other digital savings products, but its current digital-products list does not include an active Digital Prize Bond product.
So if a website, social-media page or individual claims to sell an official digital Prize Bond online, verify the facility directly with National Savings or SBP before sending money or CNIC information.
Is There a Limit on How Many Prize Bonds You Can Buy?
National Savings says there is no limit on the purchase quantity of ordinary Prize Bonds. Its Premium Prize Bond information also states that there is no stated investment limit or tenure limit for Premium bonds.
Of course, each bond must be purchased at its face value. Buying more bonds does not make any particular bond number certain to win.
Safe Ways to Buy Prize Bonds
Use official channels whenever possible. That means National Savings Centers, SBP BSC offices and properly designated or authorized commercial bank branches.
Do not pay extra for claims such as lucky numbers, guaranteed winners, VIP Prize Bonds or secret winning series. National Savings does not provide a method for ensuring that a purchased bond will win.
For an ordinary bearer bond, inspect the physical instrument and keep it safely after purchase. For a Premium Prize Bond, make sure your CNIC, bank-account and nominee information is entered correctly.
If you already have bonds and want their face value back, that is an encashment, not a new purchase. See /how-to-encash-prize-bond/ for that procedure.
Where and How to Buy Bonds Without Confusion
If you want an ordinary Prize Bond, first choose from the active Rs.100, Rs.200, Rs.750 or Rs.1,500 denominations. Take your CNIC and purchase through an authorized National Savings, SBP BSC or commercial-bank location.
For Rs.25,000 or Rs.40,000, you are buying a registered Premium Prize Bond. Expect additional documentation, particularly your bank-account details.
Check the draw schedule before buying an ordinary bond because the 60-day shut-period and draw-eligibility rules matter. And until National Savings officially launches Digital Prize Bonds, use the established physical purchase channels rather than an unofficial online seller.
PrizeBondList.pk is an independent information website and is not operated by National Savings, the State Bank of Pakistan or the Government of Pakistan. Official sources should be used for final confirmation of forms and policy changes.
FAQs
Can I buy Prize Bonds from a bank in Pakistan?
Yes, Prize Bonds are handled by designated commercial bank branches in addition to National Savings Centers and SBP BSC offices. For Premium Prize Bonds, use a commercial bank branch authorized to deal in the registered scheme. Do not assume every branch provides the service.
Can I buy Prize Bonds online?
National Savings currently describes Digital Prize Bonds as a future initiative rather than an already launched Prize Bond purchasing service. As of September 7, 2026, its published digital-products list does not show an active Digital Prize Bond product.
Do I need a CNIC to buy Prize Bonds?
The current SBP National Prize Bond purchase form requires applicant information and lists a copy of a valid CNIC among the documents to attach. Premium Prize Bonds also require identification and additional bank-account information.
Can I choose a Prize Bond number when buying?
SBP states that Prize Bond numbers are not sold according to a customer’s own choice. There is also no official method for selecting a bond that is guaranteed to win.
Can I buy a Prize Bond just before its draw?
Official sale of a denomination stops during its shut period, defined by National Savings as 60 days before the draw. National Savings also states that bonds must have been issued at least 60 days before a draw to be eligible for that draw.
Do I need a bank account for a Premium Prize Bond?
Yes. Premium Prize Bonds are registered, and SBP’s scheme information requires a bank account connected with the applicant. National Savings requires an Account Maintenance Certificate containing details including the account title and IBAN.